Insurance

[Justin Shelton <justinshelton@xxxxxxxxxxxxx>]

I have all of my auto insurance through Liberty
Mutual.  I used to insure just two cars at a time and
would bump the insurance from car to car depending on
what I was driving or what was running at the time. 

For various reasons, I now am up to 4 cars with
current insurance on them.  At four I seem to have hit
a magical number of cars insured thru them: this car
is only $350/year to insure!  My TOTAL annual
insurance bill for the four cars is something like
$3700/year.  All but my beater Corrolla have full
coverage.  Anyway, it seems that the more cars you
insure, the cheaper and cheaper each individual policy
becomes, so now I'm thinking of asking what the total
price would be to insure all 11 cars.  After all, the
uninsured cars in the garage will NOT be covered by my
homeowners policy if the garage burns down.

I know that Liberty Mutual offers a real cheapo policy
for cars that you want to insure but are not driving. 
This would cover vandalism, damage from a building
fire or collapse, etc.

- Justin




Message-Id:
<5.1.0.14.1.20051029190643.019dfc28@xxxxxxxxxxxxxxxx>
Date: Sat, 29 Oct 2005 19:15:32 -0400
To: mail@xxxxxxxxxxxx
From: Archimedes <Freedom@xxxxxxxx>
Subject: Insurance - Help!!


AMC Fen,

I like to drive "driver" cars; and as such I do not
need collision or 
comprehensive insurance coverage.  All I want is state
minimum 
liability-only coverage.

I have been told that liability insurance can be had
ridiculously 
cheaply 
from various antique car insurers.

However, I have spoken to a couple of the old-car
insurance companies 
(JC 
Taylor, etc) and they all want a perfect,
fully-restored classic, as 
opposed to a "driver".

I don't see the point in buying insurance through
normal insurance 
channels 
(State Farm, Progressive, etc), because I don't drive
them but once in 
a 
blue moon.

Does anyone have information on any insurers who will
insure an old 
car, 
liability only, limited use (both of my drivers have
Virginia "limited 
use" 
tags), CHEAPLY?

If you know of any, please email me direct at
Freedom@xxxxxxxx or 
click:

	<Mailto:Freedom@xxxxxxxx?Subject=Insurance>

-- Marc Montoni

P.S.  Plase reply directl;y rather than to the list. 
I don't always 
have 
time to read the list every day, and I might miss
anything posted 
there.